Bespoke Estate Planning for
Cohabiting Couples

Standard, off-the-shelf wills fail unmarried partnerships because they ignore unique tax traps. We build robust, custom legal fortresses around your shared life.

The Cohabitation Estate Toolkit

We do not use generic templates. We deploy a combination of precise, highly specific legal tools designed to replicate and enhance the protections that married couples take for granted.

Cohabitation Agreements

A formal legal contract outlining exactly who owns what, how household bills are split, and how assets are divided if the relationship ends.

The supplied content also explains that this can avoid an unplanned separation turning into an expensive court dispute over deposits, furniture and financial contributions.

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Protective Wills with Life Interest Trusts

This allows a share of a property to be left to a trust rather than directly to an individual.

The surviving partner can have the right to remain in the home, while the underlying value can remain protected for children.

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Severance of Joint Tenancy

This changes the way the property title is registered so each person can distinctly control their own share and pass it through their will.

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Lasting Powers of Attorney (LPA)

This allows the partner to be formally appointed to make important medical and financial decisions if the other person becomes unable to do so.

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Why You Must Use
a Niche Specialist

Unmarried couples do not receive the same automatic inheritance tax treatment as married couples. Without specialist estate planning, assets that you have spent a lifetime building together may be exposed to significant tax when one partner dies.

40%

Potential Inheritance Tax Exposure

Specialist planning can help identify potential exposure and structure your estate around your family's circumstances and long-term wishes.

Marriage comes with automatic legal and tax protections. Cohabitation doesn't.

Couple sitting together outdoors
Couple embracing on a beach

If you become critically ill, your unmarried partner can be legally banned from making medical decisions or managing your bank accounts. Your biological family holds all the legal power unless you sign an LPA.

Put a Legal Guard Around Your Relationship.

Explore our transparent, fixed-fee cohabitation estate planning packages today and discover how we shield your life's work.

View Our Protection Packages